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Now it's easy and free to get the best fixed interest rate on your Sovereign Home Loan with Fix a Rate

Simply request a quote and we will negotiate with Sovereign the best fixed rate for you - you can choose a fixed rate from 6 months to 5 year term on your home loan...

Depending on your loan amount, loan to value ratio and structure we can get discounts off the carded rates. (see Sovereign carded rates chart - excludes Specials). FixaRate will negotiate on your behalf and advise you which is the best fixed rate for you and your family.

A Sovereign Fixed Rate Home Loan with an interest rate that is fixed for 6 months to 5 years can protect you against rises in interest rates, you will always know exactly how much your regular repayments are, allowing you to budget with confidence.

Best suited
• If you who prefer a repayment amount that does not fluctuate.
• You need a disciplined repayment structure.
• You're unlikely to want to make large lump sum payments (more than $1,000 per month) within the fixed rate term.
• You're unlikely to sell your home during the fixed rate term.
• You're on a fixed income.
• You understand that if you break the fixed rate or repay early - bank charges may apply.

~ See your Sovereign Home Loan Adviser, if you're not a client of ADVOCO Mortgages ~

 

Call us on 0800 ADVOCO (0800 238 626) or request a quote.

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 Floating Rates 
Carded Rate
 Variable  
5.90%pa
 Go Account  
5.90%pa
 Fixed Rates  
 Term  
 6 mths  
4.95%pa
 1 year  
4.45%pa
 18 mths  
4.70%pa
 2 years  
4.84%pa
 3 years  
5.09%pa
 4 years  
5.59%pa
 5 years  
5.79%pa

Only available on residential home loans under 80% Loan to Value Ratio (LVR)

 

Sovereign interest rates are current and
are subject to change without notice.

Official Cash Rate